About us

For foreigners seeking secure ownership of property in Indonesia, there’s a singular avenue: establishing an Indonesian legal entity known as a PT PMA. Through this, one can gain outright ownership of real estate, rather than resorting to leasing arrangements. The ownership title, known as Hak Guna Bangunan (HGB), along with the Right to Build and Right to Use (Hak Pakai), offers a solid legal foundation. While direct land ownership is restricted for non-Indonesian citizens, they can opt for a leasehold title (Hak Sewa) for both land and buildings, valid for a period of 60 years. This title can be registered under one’s personal name, fully compliant with Indonesian law and affording legal protection.

The leasehold title, known as Hak Sewa, grants the holder the right to utilize either an undeveloped land plot or existing building(s) on another party’s land for a predetermined duration. This right can extend over land held under Freehold title (Hak Milik), Right to Build title (HGB), or Right to Use title (Hak Pakai). Leasehold properties are accessible to Indonesian individuals, legal entities, as well as foreign individuals and entities. Typically lasting between 1 to 60 years, lease periods often include options for extension as stipulated in the agreement between the landowner (Lessor) and the tenant (Lessee).

Hak Sewa cannot be utilized as collateral for mortgages nor registered with the National Land Agency. However, subject to lease contract terms, foreigners can lease land, construct permanent structures, and potentially transfer the remaining lease term to a third party via sub-lease or Leasehold Right transfer.

Commercial leases encompass various premises like offices, factories, restaurants, hotels, and shops, while residential leases include apartments, condominiums, villas, and houses.

Foreigners in Indonesia are required to set up a business (PT PMA) in order to obtain a Pondok Wisata license.

1. Reach out to us and outline your property requirements.
2. Choose your preferred property and schedule viewing accordingly.
3. Complete and submit a signed ‘Offer to Purchase’ document for your desired property to commence negotiations.
4. Select a reputable Notary/PPAT, either upon acceptance of your offer or seek recommendations from your agent.
5. Execute a binding “Sale and Purchase” agreement to define the terms and conditions clearly.
6. Secure your investment by transferring a deposit (typically 10% of the purchase price) to the notary’s escrow account. This action ensures the property’s removal from the market and prevents its sale to third parties.
7. Conduct Due Diligence: Upon receipt of your deposit, the notary initiates the due diligence process, which typically spans 14-30 days, contingent upon the property’s title and location.
8. Finalize Legal Due Diligence: Upon satisfactory completion of due diligence, arrange an appointment at the notary’s office to sign the final sale and purchase deed (Lease transfer deed). If due diligence results are unsatisfactory, the notary refunds your deposit in full.
9. Execute Balance Payment: Following the signing of the final “Sale and Purchase” deed (lease transfer deed) with the seller in the presence of the notary, transfer the remaining balance to the seller’s nominated bank account.
10. Take Possession of the Property: Upon receipt of the final payment by the seller, convene at the property for the handover process.

Now, settle in and make yourself feel right at home!

Note that all the above can be done remotely from anywhere in the world with a proper Power of Attorney (POA) through our certified and trusted lawyers in Bali.

Process is almost the same, except that upon choosing an off-plan property, you will have to pay IDR 50,000,000 (3,500$) to block the unit and start the land due diligence process with the notary.

After due diligence is done, a 10% payment will be made upon signing the “Sale and Purchase” agreement with the developer and remaining payments will be according to a comfortable payment plan until the delivery of the unit.

Bali has a relatively stable political environment and is considered a safe destination for property investment.

Bali is the only Hindu-majority province in predominantly Muslim Indonesia, with 86.9% of the population adhering to Balinese Hinduism. It is renowned for its highly developed arts, including traditional and modern dance, sculpture, painting, leather, metalworking, and music.

Investing in Indonesian Rupiah (IDR) in Bali carries minimal risk due to several factors. Firstly, Bali’s thriving tourism industry, coupled with its rapidly expanding economy, provides a stable foundation for investments denominated in IDR. Additionally, the Indonesian government has implemented prudent fiscal policies to bolster economic resilience, mitigating the risk of currency fluctuations.